Wealthier people have an advantage over poorer people regarding health care. Not only they have an advantage over the poorer people, but they also help the poorer people receive proper medical attention in two ways. Firstly, by having private health care, the wealthy free up more beds in public hospitals. Secondly, some of the money which they pay to the private health insurers goes towards public hospitals. The Options Trail on Friday further proved this hypothesis with majority of the people we surveyed agreeing that wealthier people have an advantage over poorer people regarding health care.
Wealthier people who have private health care are, in the eyes of many, advantageous over those without private health care. On Friday for our Options Trail, we surveyed thirty people and all of the people surveyed said that they would go to a private hospital if they could. However, when they were asked if it was unfair if people without private health care couldn’t access private services, the votes were split down the middle, some believing it is fair and other unfair. So why could it be unfair? The general idea in most peoples’ heads is that private health care is better, and that people without it may suffer. But is this truly the case? Public hospitals have the same equipment as private hospitals and they charge less for their services. Having said that, it could be fair because the difference between public and private hospitals is not that great. Both patients in public hospitals and patients in private hospitals receive the care that they need. The only major difference between a public and a private hospital is that public hospitals are funded by the government and private hospitals are profit organisations. Because of that, the prices in private hospitals are greater. However, as they are privately owned, they come with better views and more spacious rooms because they are further out in the suburbs.
Although wealthier people may get better views and more spacious rooms, they do not skip the queues and get around the same level of care that others receive. Private hospitals are less efficient than public hospitals when it comes to emergency care. Therefore in emergencies, wealthier people treated in private hospitals do not actually benefit from having private health care. Dr David Isaac explained how this is possible in our interview. He stated that once it gets to a certain hour in a private hospital, most of the doctors leave but in a public hospital, they have doctors working around the clock to service those in need. He contradicted himself when he said that the nurses in private hospitals have less patients to look after and this results in higher levels of care. Does he have proof of this or has he only stated what he thinks is right? I interpret this into meaning that public hospitals have a faster response system but the focus on their patients is less. According to an article published by GMHBA Health Insurance, if you have an accident and need to get your knee reconstructed, you could go to a public hospital and Medicare would cover the whole cost but you would have to wait for a long time to receive treatment unless it the operation is seen as critical. You could also go to a private hospital without private health insurance but Medicare would only cover around three quarters of the cost. Or if you are covered by private health insurance, the fee is minimal with your provider paying majority of the costs. With that article, there is a heavy bias to be expected as they are trying to sell you private health insurance which in reality, it is not that far from the truth. This proves that people with private health care have an advantage over those without but more so for arranged procedures such as operations. I think that people would only be in emergency care at a private hospital if they had a health insurance or if the public hospitals are on bypass because they have reached their maximum capacity.
In conclusion, wealthier people have an advantage over poorer people because of their private health care. Private hospitals have shorter waiting periods than public hospitals and for non-life-threatening procedures, wealthier people do benefit from having their own health care.
Bibliography
https://www.gmhba.com.au/about-health-insurance/private-vs-public